Occupational Insurance too???

[traveler]

I noticed that the State Fair in Texas requires 2 different types of insurance to get into their fair. Liability and Occupational/unemployment.

This doesn't make much sense to me. I would not be hiring anyone to run the stand, and my husband has medical insurance through his work for the family.... How can a vendor/business owner qualify to get unemployment benefits anyhow? First thing they'd ask is gross sales or sales lost, and if you have nothing to show them to compare it to, they would just shrug.

Am I missing something here? This is a first for ~this~ additional hoop to jump through.

[traveler]

UPDATE:
Just got a couple quotes back. Between $210.00 to cover up to 4 people for the Texas State Fair only, or another one that is 348.00 for myself for the year.
I see several other fairs that "ask for it", but when I call, they tell me to just send in the liability insurance and that will be fine.
Do any of you have this? I am not sure which would be better. I am leaning towards the 210.00 one, just to get into the fair, but if there is some advantage to paying for the 348.00 one, please let me know!